Need an appraisal for an FHA-backed mortgage? Call Lanier Appraisal Service

We assure you that Lanier Appraisal Service is an FHA-certified appraisal firm in Georgia.  If you have an FHA-loan, be sure to call Lanier Appraisal Service, as we are approved and qualified to produce FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Lanier Appraisal Service is well-trained on how to follow the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is backed by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the money in the loan - the FHA simply secures the transaction with mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income consumers benefit the most from FHA-secured loan programs. The purpose of the Federal Housing Administration is to aid credit-worthy buyers get approved for mortgages that they otherwise would not. Unlike the VA appraiser panel, the lender working with FHA actually has the ability to choose the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lower incomes or less starting funds to put down on a loan benefit the most from FHA loan programs.